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Showing posts from April, 2012

A Traveler's Emergency Fund

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Personal finance books and blogs discuss the importance of having an emergency fund – your “rainy day fund”. It is an accessible reserve that will be used in case of an emergency. This fund can range from three to six month’s worth of expenses which will be your fall back fund in case you lose your job or lose income. There is no absolute standard in determining the amount; it all depends to each one’s needs. I’d like to share some insights about this, from a travelholic’s perspective.  My piggy bank and my world map The Benefits of Having An Emergency Fund Additional Fund for visa purposes The emergency fund will serve as an extra fund when you apply for a visa. Most visa applications will require you to submit your latest bank statement – if you will shoulder your vacation expenses.